Supplemental plans strengthen your main health coverage. They help with dental, vision, accidents, hospitalization, cancer, and other needs your base plan does not cover in full.
At Aqui4You Insurance Agency we build a package for you so you pay a fair amount and have the peace of mind of being protected when it matters most.
Why add supplemental plans?
- Lower out-of-pocket costs: they help with deductibles, copays, and services that are not covered.
- Specific protection: dentist, glasses, accidents, hospitalization, disability income, and more.
- Affordable prices: add benefits for a low premium.
- Flexible choice: add only what you need, when you need it.
Dental and vision
Preventive care and essential treatment for your smile and your eyesight. Wide networks and affordable copays.
- Two cleanings a year and exams or X-rays, depending on the plan.
- Copays or savings on treatments such as fillings and crowns.
- Eye exam with a low copay.
- Allowance for frames and lenses, plus discounts on contacts.
- Options with pediatric orthodontics.
Accidents
Cash payments for covered injuries. Helps with deductibles and lost income.
- Benefits by type of injury.
- Covers the emergency room and ambulance.
- Works alongside your current health plan.
Hospitalization
A benefit for each day in the hospital or ICU, or for surgeries. Covers high copays and non-medical expenses.
- Daily payment for hospital or ICU stays.
- Benefit for scheduled or emergency surgery.
- Paid to you: use it where you need it most.
Cancer and critical illness
A lump-sum payment at diagnosis, depending on the plan. Supports treatment, travel, and household expenses.
- Benefits from $10,000 to $100,000 or more.
- Use the money however you choose.
- Affordable premiums for families.
How do we build your package?
We start from your current health plan, review deductibles and copays, and your priorities: family, work, sports, dentist, or glasses. With that we propose a combination that maximizes benefits with the lowest possible premium.
Frequently asked questions
Do I need a health plan to buy supplemental coverage?
It is ideal, but many indemnity plans work as support even if you have limited coverage.
Are payments made to the hospital or to me?
Indemnity benefits (accident, hospital, cancer) are usually paid directly to you. You decide how to use them.
Can I cancel or change later?
Yes. Many plans are monthly and allow adjustments as your needs change.
Can children be included?
Yes. There are family and pediatric options.
Benefits for our clients
- Protection when it matters most.
- Affordable, flexible plans.
- Personal advice, not generic solutions.
- Follow-up, updates, and recommendations from professional agents.
- Communication in your language and step-by-step support.
- Free access to financial-education materials.